Review insurance categories without filling gaps by assumption

First step

Build a desk-only comparison with separate rows for per-occurrence, aggregate, and products-and-completed-operations coverage. Compare any private policy only with the current TDLR page; do not share it. Turn the comparison into a private certificate-of-insurance tracking table: applying business name versus insured name, insurer and policy reference, effective and end dates, each of the three TDLR coverage limits, certificate-form reference, evidence date, missing-field status, follow-up owner, and reviewer. Compare the official TDLR certificate form before calling any field complete; do not upload private documents here.

Three separate coverage rows remain visible and each has its own current-source check. Every coverage row has a value or a visible missing flag; business-name and policy-period mismatches are questions, not an approval decision.

A high limit in one category is used to hide a missing or insufficient category elsewhere.